Owning a car in Malaysia could be a costly affair. Here are three tips to help you cut expenses that come with car ownership:

  1. Use cashback credit cards or rewards points

Malaysians are lucky that petrol is subsidised by the government, but urban households still spend a high percentage of monthly expenditure on gas and other fuel, according to the Department of Statistics Malaysia (DOSM).

To optimise your budget, you can use a credit card that offers rebates for fuel purchases.

Even without a “fuel credit card”, you can always use other credit cards to earn reward points and make the most of a necessary expense.